Your Organisation. Real Gold. Growing Wealth.
The Amanah Wealth Programme allows masjids, Islamic schools, and Muslim businesses to build institutional gold and silver holdings — tax-free, VAT-free, no delivery fees — stored in our secure-licensed Dubai vaults. Monthly contributions or lump sums. Your metal. Your wealth.
Not a Fund. Not a Bank. Real Gold That Grows With You.
Most organisations keep their reserves in cash or in riba-based accounts where the money is simultaneously losing purchasing power and accruing haram returns. The AWP is the alternative the ummah has needed.
Sign up, choose your contribution amount, and Amanah purchases physical 24K 999.9 fine gold or silver in your organisation's name. Your metal is stored in our UAE-licensed, fully insured Dubai vault — outside the UK tax system, outside VAT jurisdiction.
Over time, as the value of your gold grows, your organisation's balance sheet grows with it. When you need the capital — for a building, a classroom, an expansion — you sell back to Amanah at the live Dubai spot rate and receive your funds within 3 business days.
No interest. No speculation. No complex financial products. Just physical gold, fully owned by your institution, growing in real terms.
Built for Every Muslim Organisation.
Whether you run a masjid, a school, a restaurant chain, or a fintech — if your organisation holds reserves, the AWP turns idle cash into appreciating, Sharīʿah-compliant assets.
Masjids & Mosques
Convert surplus donations and waqf funds into gold. Protect your congregation's wealth from inflation. Build a reserve that grows — available when the community needs it most: building projects, renovations, expansions.
Islamic Schools & Madāris
Establish a long-term endowment in gold. As the metal appreciates, so does your institution's capacity for growth. Purchase classrooms, equipment, and expand facilities — funded by your own gold portfolio.
Muslim-Owned Businesses
Restaurant chains, retail groups, trade businesses, construction firms — any Muslim business holding cash reserves can convert a portion into gold. Protect your profits from inflation. Build genuine institutional wealth alongside your operations.
Islamic Fintechs & Charities
Wahed, Islamic Finance platforms, registered charities — organisations that need Sharīʿah-compliant treasury management. The AWP gives your treasury a gold-backed foundation that grows transparently, auditably, and in compliance with Islamic financial principles.
Open. Contribute. Grow. Withdraw.
Open Your AWP Account
Contact our AWP concierge team. Complete a short KYC process for your organisation. We set up your dedicated AWP account within 24 hours. No setup fees.
Choose Your Contribution
Select monthly standing order (minimum AED 500 / 100 GBP) or a lump sum. Choose gold, silver, or both. Transfer funds — we convert at the live Dubai spot rate and purchase your allocation.
Your Gold is Vaulted & Grows
Your allocated physical gold is stored in the Amanah vaults, through our third-party vaulting partners here in Dubai. Fully insured. Fully in your name. Your AWP dashboard shows your holdings, IDCC certificates, and live value — updated daily.
Withdraw When You Need It
No lock-in. Request a partial or full sell-back at any time. We settle at the live Dubai market rate within 3 business days — direct to your organisation's account. Or take physical delivery of your coins.
Gold Doesn't Lie. The Numbers Do.
Gold has outperformed cash savings and most conventional investments over every 5-year period in modern history. These are live-data-backed figures — not projections.
* Illustrative trend based on historical London PM Fix data. Past performance is not a guarantee of future returns. Gold prices fluctuate. AWP is not a guaranteed return product — the value of gold can fall as well as rise.
Start Small. Think Generational.
All AWP accounts are free to open. No management fees. No storage fees. Amanah earns on the mint spread — you keep all the upside.
100 GBP month
Perfect for masjids, schools, and small businesses starting their gold journey. Set a standing order. We buy gold on your behalf at the live rate each month.
- Monthly direct debit or bank transfer
- Allocated at live spot rate each cycle
- IDCC certificate for each purchase
- AWP dashboard access
- No setup fee · No storage fee
- Cancel or adjust anytime
Convert a reserve, donation surplus, or business profit into physical gold in a single transaction. Immediately allocated, certified, and vaulted.
- Single transfer — instant allocation
- Premium rate on orders above AED 25,000
- Full IDCC blockchain certificate
- Priority AWP concierge support
- Combine with monthly top-ups
- Physical delivery option available
For organisations depositing AED 100,000+. Custom pricing, dedicated account manager, priority processing, and bespoke reporting for your board or trustees.
- Dedicated AWP account manager
- Negotiated mint spread
- Trustee & board reporting pack
- AML/KYB documentation support
- Vault audit access on request
- Multi-currency settlement
All AWP accounts are free to open. No management fees. No annual charges. No storage fees. Amanah earns on the mint spread at point of purchase only.
Real Organisations. Real Wealth.
I run a group of fried chicken franchises across the UK. I had cash sitting in a current account earning nothing — and I didn't want it in a bank savings account earning riba. The AWP was exactly what I needed. Over three years, the gold I purchased through the programme has grown significantly — enough that I used a portion of the sell-back to help finance a new franchise site. Amanah made it simple and completely halal.
Our madrassa in Chicago began depositing small amounts monthly through the AWP — amounts we would previously have left in a cash account. Over four years, those deposits grew considerably. When we needed to expand into a new building with modern classrooms, we sold a portion of our AWP holdings. The proceeds contributed directly to the purchase. We still hold gold today. This has been the most impactful financial decision our board has made.
As a masjid committee, we were uncomfortable with our Eid collection sitting in a bank earning interest. The AWP gave us a completely halal alternative. Every month, our surplus donations are converted to gold — certified, vaulted, growing. Our congregation knows their donations are in something real, something tangible, something that has held value for 1,400 years. We have never looked back.
AWP vs. The Alternatives.
Everything Your Trustees Need to Know.
Is the AWP Sharīʿah compliant?
Yes — fully. The AWP is a purchase of physical, allocated gold or silver. There is no interest, no speculative derivative, no pooled unallocated metal. Every purchase is certified by the Islamic Monetary Council (IMC), audited under AAOIFI Sharīʿah Standard No. 57, and hallmarked by the UAE General Directorate. Ownership and constructive possession (qabḍ) transfer to your organisation at the point of purchase.
Can a registered charity or non-profit open an AWP account?
Yes. Registered charities, incorporated non-profits, CIOs (Charitable Incorporated Organisations in the UK), and similar entities are welcome. You will need to provide your registration number, governing document, and details of the authorised signatories. We handle the KYB (Know Your Business) process swiftly — usually within 2–3 business days.
How is the gold price determined when we purchase?
All AWP purchases are executed at the live Dubai market spot rate at the time of purchase, plus the Amanah mint spread. For monthly contributions, gold is purchased on the day your transfer clears. For lump sum orders, the rate is locked at the time your payment is confirmed. There are no hidden fees, no management charges, and no storage costs.
What happens to our gold if Amanah ceases trading?
Your gold is segregated, allocated, and legally owned by your organisation — not by Amanah. It is held by an independent UAE-licensed vault operator, not on Amanah's balance sheet. In the event Amanah ceased trading, your holdings would be unaffected and could be transferred to another custodian or released to you directly. This segregation is a core feature of the AWP and a requirement of our AAOIFI certification.
Can we take physical delivery of our gold?
Yes. At any point, your organisation may request physical delivery of any or all of its AWP holdings. Delivery fees apply (insured express courier). Please check the customs regulations for precious metals imports in your destination country. For most UK, EU, and GCC addresses, gold coin imports are unrestricted. Physical delivery is processed within 5 business days of a confirmed request.
How do we account for our AWP gold in our financial statements?
Amanah provides a quarterly AWP Holdings Report for your trustees and accountants, showing: total grams held, current market value in AED, GBP, and USD, purchase history, and IDCC certificate references. Your gold should typically be recorded as a tangible asset (precious metals inventory) on your balance sheet, valued at market. We recommend consulting your auditors for treatment specific to your jurisdiction and organisation type.
Open an AWP Account.
Build Generational Wealth.
Our AWP concierge team will guide your organisation through the entire process — from opening to your first allocation. Reach out via WhatsApp, email, or the form below. We respond to every AWP enquiry personally within 24 hours.
AWP Enquiry
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