{"id":3194,"date":"2025-11-17T15:23:59","date_gmt":"2025-11-17T11:23:59","guid":{"rendered":"https:\/\/amanah.gold\/%d8%aa%d8%b6%d8%a7%d8%b1%d8%a8-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d9%84%d8%ad\/"},"modified":"2025-11-17T15:23:59","modified_gmt":"2025-11-17T11:23:59","slug":"%d8%aa%d8%b6%d8%a7%d8%b1%d8%a8-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d9%84%d8%ad","status":"publish","type":"page","link":"https:\/\/amanah.gold\/ar\/%d8%aa%d8%b6%d8%a7%d8%b1%d8%a8-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d9%84%d8%ad\/","title":{"rendered":"\u062a\u0636\u0627\u0631\u0628 \u0627\u0644\u0645\u0635\u0627\u0644\u062d"},"content":{"rendered":"<h2>\u062a\u0636\u0627\u0631\u0628 \u0627\u0644\u0645\u0635\u0627\u0644\u062d<\/h2>\n<p>\n  \u062a\u0634\u0631\u062d \u0633\u064a\u0627\u0633\u0629 \u062a\u0636\u0627\u0631\u0628 \u0627\u0644\u0645\u0635\u0627\u0644\u062d \u0647\u0630\u0647 (&#8220;\u0627\u0644\u0633\u064a\u0627\u0633\u0629&#8221;) \u0643\u064a\u0641 \u062a\u062f\u064a\u0631 \u0634\u0631\u0643\u0629 \u0623\u0645\u0627\u0646\u0629 \u0644\u0644\u0630\u0647\u0628<br \/>\n <strong>\u0623\u0645\u0627\u0646\u0629 \u0634.\u0645.\u062d.\u0645.\u0645.<\/strong> (&#8220;\u0623\u0645\u0627\u0646\u0629 \u0644\u0644\u0630\u0647\u0628&#8221; \u0623\u0648 &#8220;\u0646\u062d\u0646&#8221; \u0623\u0648 &#8220;\u0646\u0627&#8221; \u0623\u0648 &#8220;\u0646\u062d\u0646&#8221;) \u0623\u0639\u0645\u0627\u0644\u0647\u0627<br \/>\n \u0628\u0646\u0632\u0627\u0647\u0629 \u0648\u0639\u062f\u0627\u0644\u0629 \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0643\u0627\u0645\u0644\u0629.<br \/>\n \u062a\u0646\u0637\u0628\u0642 \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0648\u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0648\u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\u0627\u0644\u0645\u0642\u0627\u0648\u0644\u064a\u0646 \u0627\u0644\u0630\u064a\u0646<br \/>\n \u064a\u0639\u0645\u0644\u0648\u0646 \u0645\u0639 \u0623\u0645\u0627\u0646\u0629 \u0623\u0648 \u064a\u0645\u062b\u0644\u0648\u0646 \u0623\u0645\u0627\u0646\u0629.\n  <\/p>\n<h3>1. \u0642\u064a\u0645\u0646\u0627 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629<\/h3>\n<p>\n  \u062a\u0639\u0645\u0644 \u0623\u0645\u0627\u0646\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0645\u0639 \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u0623\u0645\u0627\u0646\u0629 \u0648\u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u0648\u0627\u0644\u0625\u0646\u0635\u0627\u0641 \u0648\u0627\u0644\u062b\u0642\u0629<br \/>\n (\u0627\u0644\u0623\u0645\u0627\u0646\u0629) \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a 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\u0645\u0639\u064a\u0646\u064a\u0646;<\/li>\n<li>\u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u063a\u064a\u0631 \u0627\u0644\u0644\u0627\u0626\u0642\u0629 \u0623\u0648 \u0627\u0644\u0645\u062c\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629;<\/li>\n<li>\u0627\u0644\u0635\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0641\u0636\u064a\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0645\u0635\u0627\u0644\u062d \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/li>\n<\/ul>\n<p>\n  \u064a\u062a\u0645 \u0625\u062c\u0631\u0627\u0621 \u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a 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\u0645\u0635\u062f\u0631\u0647\u0627:\n  <\/p>\n<ul>\n<li>\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0646\u0632\u0627\u0639 \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0645\u062a\u0623\u062b\u0631\u0629 \u0628\u0627\u0644\u062d\u0631\u0648\u0628;<\/li>\n<li>\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0627 \u0623\u0648 \u063a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629;<\/li>\n<li>\u0627\u0644\u0645\u0646\u062a\u062c\u0648\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0648\u0646 \u0628\u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0623\u0648 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629;<\/li>\n<li>\u0627\u0644\u0645\u0648\u0631\u062f\u0648\u0646 \u0627\u0644\u0645\u062a\u0648\u0631\u0637\u0648\u0646 \u0641\u064a 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\u0644\u0625\u0634\u0631\u0627\u0641 <strong>\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062e\u0632\u0627\u0626\u0646 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u064a\u0646<\/strong><br \/>\n.<br \/>\n \u0648\u064a\u062a\u0628\u0639 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062e\u0632\u0627\u0626\u0646 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644:\n  <\/p>\n<ul>\n<li>\u0644\u0648\u0645\u064a\u0633<\/li>\n<li>\u0628\u0631\u064a\u0646\u0643\u0633<\/li>\n<li>\u0645\u0632\u0648\u062f\u0648 \u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0622\u0645\u0646 \u0627\u0644\u0622\u062e\u0631\u0648\u0646 \u0627\u0644\u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0645 \u062f\u0648\u0644\u064a\u064b\u0627.<\/li>\n<\/ul>\n<p>\n  \u064a\u062a\u0645 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0632\u0646 <strong>\u0645\u062c\u0627\u0646\u0627\u064b\u060c<\/strong> \u0648\u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629<br \/>\n \u0644\u0630\u0647\u0628\u0647\u0645 \u0648\u0641\u0636\u062a\u0647\u0645 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a.\n  <\/p>\n<h3>6. \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0641\u0648\u0627\u0626\u062f (\u0631\u0628\u0627) \u0623\u0648 \u0647\u064a\u0627\u0643\u0644 \u0645\u0627\u0644\u064a\u0629 \u063a\u064a\u0631 \u0623\u062e\u0644\u0627\u0642\u064a\u0629<\/h3>\n<p>\n  \u0644\u0627 \u062a\u0634\u0627\u0631\u0643 \u0623\u0645\u0627\u0646\u0629 \u0641\u064a \u0623\u0648 \u062a\u062f\u0639\u0645:\n  <\/p>\n<ul>\n<li>\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0641\u0627\u0626\u062f\u0629 (\u0627\u0644\u0631\u0628\u0627);<\/li>\n<li>\u0627\u0644\u062d\u0648\u0627\u0641\u0632 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0648\u0636;<\/li>\n<li>\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 (\u0627\u0644\u063a\u0631\u0631);<\/li>\n<li>\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.<\/li>\n<\/ul>\n<p>\n  \u062a\u0645\u062a \u0647\u064a\u0643\u0644\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u062a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 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\u0627\u0644\u0639\u0645\u0644\u0627\u0621.<br \/>\n \u064a\u062c\u0628 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0623\u064a \u062a\u0639\u0627\u0631\u0636 \u0645\u062a\u0635\u0648\u0631 \u0625\u0644\u0649 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631.\n  <\/p>\n<h3>8. \u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/h3>\n<p>\n  \u064a\u0639\u0631\u0636 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0648\u0627\u0644\u0641\u0636\u064a\u0629 \u0648\u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0639\u0628\u0631<br \/>\n <strong>\u0627\u0644\u0645\u062c\u0644\u0633 \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (IMC\/IMDC)<\/strong> <strong>\u0648\u0647\u0648\u064a\u0629 \u0627\u0644\u0637\u064a\u0628<\/strong>.\n  <\/p>\n<p>\n  \u0623\u0645\u0627\u0646\u0629 \u0644\u0627 \u062a\u0628\u064a\u0639 \u0623\u0648 \u062a\u0634\u0627\u0631\u0643 \u0623\u0648 \u062a\u0633\u062a\u062b\u0645\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646.<br \/>\n \u0646\u062d\u0646 \u0644\u0627 \u0646\u0642\u0628\u0644 \u0627\u0644\u062d\u0648\u0627\u0641\u0632 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0623\u0648 \u0627\u0644\u062a\u062a\u0628\u0639 \u0623\u0648 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627<br \/>\n \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0623\u0648 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.\n  <\/p>\n<h3>9. \u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629<\/h3>\n<p>\n  \u064a\u062c\u0628 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646:\n  <\/p>\n<ul>\n<li>\u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u0648\u0627\u0642\u0641 \u0627\u0644\u062a\u064a \u062a\u0641\u064a\u062f\u0647\u0645 \u0634\u062e\u0635\u064a\u064b\u0627 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u0639\u0645\u0644\u0627\u0621;<\/li>\n<li>\u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0623\u064a \u062a\u0636\u0627\u0631\u0628 \u0645\u062d\u062a\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0644\u062d \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631;<\/li>\n<li>\u0627\u062a\u0628\u0639 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629;<\/li>\n<li>\u0627\u0644\u0627\u0645\u062a\u0646\u0627\u0639 \u0639\u0646 \u062a\u0644\u0642\u064a \u0645\u0646\u0627\u0641\u0639 \u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621.<\/li>\n<\/ul>\n<p>\n  \u0642\u062f \u062a\u0624\u062f\u064a \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0625\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0623\u062f\u064a\u0628\u064a\u0629 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.\n  <\/p>\n<h3>10. \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a<\/h3>\n<p>\n  \u062a\u0639\u062a\u0645\u062f \u0623\u0633\u0639\u0627\u0631\u0646\u0627 \u0639\u0644\u0649:\n  <\/p>\n<ul>\n<li>\u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0644\u0644\u0630\u0647\u0628 \u0648\u0627\u0644\u0641\u0636\u0629;<\/li>\n<li>\u0627\u0644\u062f\u0631\u0647\u0645 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0643\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062f\u064a\u0646\u0627;<\/li>\n<li>\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0635\u0646\u064a\u0639 \u0648\u0633\u0643 \u0627\u0644\u0639\u0645\u0644\u0629;<\/li>\n<li>\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0639\u0628\u0626\u0629 \u0648\u0627\u0644\u062a\u063a\u0644\u064a\u0641 \u0648\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f;<\/li>\n<li>\u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621.<\/li>\n<\/ul>\n<p>\n  \u0644\u0627 \u062a\u062a\u0623\u062b\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0623\u0628\u062f\u064b\u0627 \u0628\u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0623\u0648 \u0627\u0644\u062d\u0648\u0627\u0641\u0632 \u0627\u0644\u062e\u0641\u064a\u0629.\n  <\/p>\n<h3>11. \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u062a\u0639\u0627\u0631\u0636\u0627\u062a<\/h3>\n<p>\n  \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062d\u062f\u062f\u0648\u0646 \u0623\u064a \u062a\u0636\u0627\u0631\u0628 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0644\u062d \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0628\u0634\u0643\u0644 \u0633\u0631\u064a:\n  <\/p>\n<ul>\n<li><strong>\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a:<\/strong> shop@amanah.gold<\/li>\n<li><strong>\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a:<\/strong> www.amanah.gold<\/li>\n<li><strong>\u0627\u0644\u0639\u0646\u0648\u0627\u0646:<\/strong> \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u062d\u0631\u0629 \u0644\u0645\u0637\u0627\u0631 \u0627\u0644\u0634\u0627\u0631\u0642\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u060c \u0627\u0644\u0634\u0627\u0631\u0642\u0629 \u0648\u062f\u0628\u064a\u060c \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<\/li>\n<\/ul>\n<h3>12. \u0634\u0643\u0631 \u0648\u062a\u0642\u062f\u064a\u0631<\/h3>\n<p>\n  \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u064a\u0642\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u064a\u0648\u0627\u0641\u0642\u0648\u0646 \u0639\u0644\u0649 \u0633\u064a\u0627\u0633\u0629 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